Ludington, MI Senior Guide

The Ludington, MI Senior Guide contains key statistics and information about how senior citizens in Ludington live. Use this tool to compare healthcare quality, senior housing options, demographic and financial statistics, and other important data for Ludington with the rest of the country. This guide also contains helpful contact information for local government agencies that offer assistance to senior citizens.

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Key Senior Statistics

Use these key statistics to learn more about Ludington, MI seniors.

  • 21% of the population of Ludington, MI are seniors Source: Census.gov
  • 37% of those seniors living in Ludington, MI are living alone Source: Census.gov
  • 12% of Ludington senior households have an annual income of less than $10k and 40% less than $20k Source: Census.gov ACS
  • 16% of Ludington, MI residents 60 and over received food stamps in the last year Source: Census.gov ACS
  • The average Social Security Income in Ludington is $15,835/year Source: Census.gov ACS
  • The median household income for a Ludington senior is $23,373 Source: Census.gov ACS
  • Compared to other states, Michigan ranks 31st for Long Term Care and 17th for America's Health Rankings Source: AmericasHealthRankings.org
  • There are 205 working seniors in Ludington Source: Census.gov ACS
  • 21% of the seniors in Ludington are veterans Source: Census.gov ACS

Population by Age

children (19%) working aged (60%) seniors (21%)

(as of 2010)

In the U.S., around 10,000 baby boomers are turning 65 today and everyday for over the next 15 years.

Learn more about the aging population explosion.

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Senior Housing

Use our senior housing data to get a snapshot of the housing characteristics and living arrangements of the aging population in Ludington, MI.

Who do Seniors Live with?

There are 627 seniors living alone in Ludington. Of these, 78% are female. Source: Census.gov

Seniors Living Alone

Percent Living Alone

Gender of Seniors Living Alone

62% of males 65 and older are married compared with 28% of females.
53% of females are widowed compared with 13% of males. Source: Census.gov

Marital Status

Males

Females

Senior Households: Homeowners vs. Renters

Year Home was Built

Renters

Homeowners

Year Current Resident Moved In

Renters

Homeowners

Percentage with Telephone Service

Overall, 1% of Ludington senior households do not have access to phone service.

Renters

Homeowners

Access to a Vehicle

Overall, 28% of Ludington senior households do not have access to a vehicle.

Renters

Homeowners

Units in Rental Building

14% of senior renters reside in a large development - one that has 50 or more units.

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Long Term Care Choices

Just 37% of people think they will need long term care, but 69% of people actually will.

Click here for a senior care reality check.

Average Monthly Cost of Long Term Care Services in Michigan

Care TypeMichigan Average CostNational Average Cost
Home Health Care
8 hours per week
$711$693
Adult Day Care
Weekdays only
$1,733$1,492
Assisted Living$3,250$3,600
Homemaker Services
44 hours per week
$3,790$3,721
Home Health Care
44 hours per week
$3,909$3,813
Nursing Home
Semi-Private - double occupancy room for one person
$7,559$6,692
Nursing Home
Private - single occupancy room for one person
$8,258$7,604
Data from Genworth Long Term Care Costs & Cost of Care in 2015
Genworth Long Term Care Costs & Cost of Care

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Senior Healthcare Quality

Compare the quality of healthcare in Michigan with the rest of the country by looking at these state-level quality rankings.

Michigan Long Term Care Scorecard Rankings

Click here for an expanded view of Michigan's Long Term Care Rankings

The 50 states plus Washington, D.C. are ranked on a scale of 1 to 51, where 1 is the highest quality, 51 the lowest.

Ranking DimensionMichigan 2011 RankMichigan 2014 Rank
Affordability & Access Rank#37#32
Choice of Setting & Provider#15#13
Quality of Life & Quality of Care Rank#21#26
Support for Family Caregivers#33#44
Effective Transitions Rank#N/A#18
Overall Rank#31#31

Data from LongTermScorecard.org - A State Scorecard on Long-Term Services and Supports for Older Adults, People with Physical Disabilities, and Family Caregivers created by:

AARP, Inc.
The Commonwealth Fund
The SCAN Foundation

America's Health Rankings® for Michigan

Click here for an expanded view of Michigan's America's Health Rankings® for seniors.

The states are ranked on a scale of 1 to 50, where 1 is the highest ranking, 50 the lowest.

Determinant Michigan 2013 Rank Michigan 2015 Rank
Overall #26 #17
All Determinants #29 #19
Behaviors #13 #20
Smoking #35 #30
Chronic Drinking #24 #30
Obesity #50 #42
Underweight #1 #1
Physical Inactivity #13 #16
Dental Visit #5 #9
Pain Management #28 #30
Education #35 #34
Community #29 #15
Community & Environment - Macro #30 #22
Poverty #22 #21
Volunteerism #32 #30
Nursing Home Quality #24 #13
Community & Environment - Micro #28 #10
Food Insecurity #29 #9
Community Support #13 #20
Policy #38 #29
Low-Care Nursing Home Residents #19 #19
Prescription Drug Coverage #43 #43
Geriatrician Shortfall #23 #21
Clinical Care #20 #25
Dedicated Health Care Provider #7 #3
Flu Vaccine #33 #41
Health Screenings #11 #18
Recommended Hospital Care #26 #28
Diabetes Management #23 #25
Home Health Care #32 #24
Preventable Hospitalizations #35 #38
Hospital Readmissions #36 #38
Hospice Care #8 #11
Hospital Deaths #16 #13
All Outcomes #21 #18
ICU Use #30 #31
Falls #21 #2
Hip Fracture #12 #12
Health Status #16 #20
Able-bodied #28 #29
Premature Death #35 #34
Teeth Extractions #7 #9
Poor Mental Health Days #19 #21
Multiple Chronic Conditions #46 #46
Cognition #32 #31
Depression #32 #41

America's Health Rankings® is the longest-running annual assessment of the nation's health on a state-by-state basis. For the past 25 years, America's Health Rankings® has provided a holistic view of the health of the nation. America's Health Rankings® is the result of a partnership between United Health Foundation, American Public Health Association, and Partnership for Prevention™.

Americas Health Rankings - United Health Foundation
United Health Foundation
ALPHA - American Public Health Association

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Senior Financial Overview

View our Ludington, MI financial data below to learn about the income, wealth and costs incurred of those seniors living in the community.

The median household income for seniors in Ludington is $23,373 Source: Census.gov ACS

Annual Income for Senior Households

66% of senior households in Ludington earn less than $30,000 per year, while 2% earn more than $100K/year


Only those where the head of household is 65 or over are included. As an example, an elderly widow and her children's income would be counted if her children choose to live with her. However, if she chooses to live with her children, neither would be counted.

Also, keep in mind the distinction between household and individual income. A married couple over the age of 65 that is still working and earning $30,000 per year each would have a household income of $60,000.

The average Social Security income per household receiving the benefit in Ludington is $15,835 Source: Census.gov ACS
The average retirement income per household receiving it in Ludington is $17,789 Source: Census.gov ACS
13% of seniors in Ludington, MI are employed. Source: Census.gov ACS

Employment Status

Males

Females

How Seniors Travel to/from Work

20% of Ludington seniors have a college degree. Source: Census.gov ACS

Highest Level of Education

Males

Females

97% of seniors living in Ludington speak English at home. Source: Census.gov ACS
9% of the seniors in Ludington are below the poverty level. Source: Census.gov ACS

Percentage of Seniors Below the Poverty Level

Male

Female

Percent of People 60 and Over Receiving Food Stamps

26% of senior homeowners in Ludington have a mortgage. Source: Census.gov ACS

Home Ownership Cost as a Percent of Income

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Helpful Contacts for Seniors

  • Aging and Adult Services Agency

    Services Provided: State Agency on Aging
    333 South Grand Avenue
    Lansing, MI 48933
    Richard Kline
    (517) 373-8230
    osainfo@michigan.gov
    Website
    8:00 am - 5:00 pm Eastern Time Monday to Friday
  • Area Agency on Aging of Western Michigan, Inc.

    Services Provided: Aging and Disability Resource Centers, Area Agencies on Aging, Elder Abuse Prevention, Health Insurance Counseling, Information and Assistance, Long-term Care Ombudsman
    3215 Eaglecrest Drive Northeast
    Grand Rapids, MI 49525
    Jackie O'Conner
    (616) 456-5664
    aaainfo@aaawm.org
    Website
    8:00 am - 5:00 pm Eastern Time Monday to Thursday. 8:00 am to 4:30 pm Fridays. Closed major holidays.
  • Legal Service of Western Michigan

    Services Provided: Legal Services
    400 Cornerstone Building
    Grand Rapids, MI 49503
    Michael Chielens
    (616) 774-0672
    mchielens@mlan.net
    8:30 am - 5:00 pm Eastern Time Monday to Friday
  • MMAP, Inc.

    Services Provided: Health Insurance Counseling
  • Vulnerable Adult Help Line

    Services Provided: Elder Abuse Prevention
    24 hours a day

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Sources

Census.gov - Data from the 2010 United States Census. The Census counts every resident in the U.S. and is conducted once every 10 years.

Census.gov ACS - Data from the the 2009-2013 American Community Survey (ACS). The ACS is conducted by the U.S. Census Bureau every year. Because every resident is not surveyed each year, data from a 5 year period is used to improve accuracy.